Appraisal Waiver Form Template
Give buyers a clear way to document their waiver decision, and protect every transaction with a signed, timestamped record.
When a buyer opts to waive an appraisal contingency, that decision needs to be documented clearly and quickly. A verbal confirmation or email thread does not count as documentation. Every lender, agent, and attorney involved needs the same signed record. Typeform's appraisal waiver form template gives transaction teams a straightforward process for capturing and confirming the waiver decision in writing.
The form collects the buyer's full name, property address, loan details, an acknowledgment of the risks involved in waiving the appraisal, and a digital signature. Each section appears one at a time, so buyers move through the process without confusion. Conditional logic adapts based on loan type—an FHA buyer sees different disclosure language than a conventional buyer, keeping the form accurate for each transaction type.
Share the form via email link as soon as the waiver decision is made. Responses sync to your document management system or Google Drive via Zapier. A completed form on file means a protected transaction and no surprises at closing.
An appraisal waiver form is a signed document that records a buyer's decision to waive the appraisal contingency in a real estate transaction. It captures the buyer's contact details, property information, loan type, and an explicit acknowledgment of the risks of purchasing without a formal appraisal. It functions as the official record that protects all parties if the purchase price comes into question later.
An email thread is not documentation—and in real estate, undocumented decisions create liability. A formal waiver form creates a clear record of informed consent that lenders, attorneys, and title companies can reference. It also protects agents and brokers by showing the buyer understood the waiver's implications before signing. Having the paperwork right is non-negotiable.
Cover every element required to make the waiver legally clear:
- Buyer's full legal name(s) and contact details
- Property address and legal description
- Loan type and lender name
- Offer price and loan amount
- Plain-language disclosure of appraisal waiver risks
- Explicit acknowledgment that the buyer understands the waiver
- Buyer's digital signature and submission date
Appraisal waivers make sense in competitive markets where buyers have strong equity positions or are purchasing with cash. While automated valuation models (AVMs) can support a waiver decision for low-risk loans, they don't replace a formal appraisal for higher-risk transactions. The right call depends on the buyer's down payment, the loan type, and how closely the purchase price aligns with comparable sales.
Yes. Add a signature field and a required acknowledgment checkbox to the form—buyers can't submit without completing both. The submitted form creates a timestamped record tied to the buyer's email address and submission details. For transactions that require wet signatures or notarization, use this form to capture initial consent and manage formal execution separately.
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